From the Banking tab under My Accounts, select the loan for which you wish to change the payment account from the “Loans/Mortgages” menu in the centre of the page.To change your payment account from within Online Banking: You can use any of your RBC Royal Bank personal deposit accounts to make your regularly-scheduled payments. If your loan is in your name only, it is a sole loan. From the Banking tab under My Accounts, select the mortgage for which you wish to change the payment account from the “Loans/Mortgages” menu in the centre of the pageĬhanges to your payment account are normally applied within 2 business days.You can use any of your RBC Royal Bank personal deposit accounts to make your regularly-scheduled mortgage payments. You can only increase your payments by 10% once in every 12 month period, from anniversary to anniversary. Once we have completed your request, you will receive an updated document showing how this transaction affects the total cost of borrowing on your mortgage. If you require help with your request, please call us at 1 800 769-2511. Select the Modify Payments link that appears below your mortgage details.From the Banking tab under My Accounts, select the mortgage for which you wish to increase the payment amount from the “Loans/Mortgages” menu in the centre of the page.To increase your mortgage payments from within Online Banking: The new payment amount will continue for the remainder of the term unless you wish to increase them again after another 12 months. The increased payment will go directly toward reducing your principal. These amounts will be charged to your account on the regular payment date.ĭuring the term of your mortgage, once in each 12-month period, you can choose to increase the amount of your mortgage payments by 10%. The Skip a Payment option does not include the Home Protector insurance premium or property tax instalment. and 12 a.m your local time, Monday to Friday. This service is not available between 6 p.m. Select "Make additional principal payments" or "Skip Mortgage Payment".Select "View all account balances" or "View business accounts", then selecting your mortgage under the "Loans/Mortgages" heading.Please have your financial information such as your income, liabilities and expenses available.įor mortgages that qualify, you can skip or double-up a mortgage payment through Online Banking. If you would prefer to apply for a mortgage by phone, please call 1 800 769-2511. To apply for a Mortgage choose "Talk to a Mortgage specialist" under the "Take action" menu.Select "Mortgages" under the Research and Apply header. You can research and find information on how to apply for an RBC Mortgage. Manage my Insurance Coverage Available from RBC Royal Bank Related Topics: Pay my Bills and Transfer Funds Pay the remaining balance on my loan or credit line Research and apply for a loan or a credit line View my loan or mortgage insurance coverage details Make a lump sum payment to my mortgage principal How do I: Research and apply for a mortgageĬhange my loan payment account (sole loan)Ĭhange my loan payment account (joint loan) Learn how to apply for and manage RBC loans and mortgages.
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